One of the legal requirements of owning a car is that it must have the correct car insurance. But finding the insurance company that will give you the premium that you need in a price that you can afford is a challenging work that needs patience. This is because some insurance companies do not handle first time drivers so you need to look out for companies that will accept anyone regardless of their experience in driving. If you are a new driver, it is important to know that you will have to pay a higher premium for your car insurance that someone with the same car who has been driving for several years. This is simply because insurance companies are considering new drivers to be of higher risk because of their inexperience in driving that makes them more likely to have an accident. But some of the new drivers will have themselves put on one of their parent’s car insurance as a named driver when they first drive. This is a good move for those who cannot afford to pay the high premium for their own insurance. Some insurance companies also do not cater to drivers below the age of 25. These are companies that are able to give their members lower premiums as they do not have to pay out as much in claims. But this is nothing to be worried of as there are several really cheap auto insurance companies out there who will gladly offer their premiums to you.